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Foreclosure Rates in Okaloosa County

Explore foreclosure rates across Okaloosa County, with detailed insights into cities and local areas experiencing the highest levels of foreclosure activity. This data highlights regional trends, local housing market pressures, and areas where foreclosure filings are rising or declining. By comparing statistics across cities and local areas within Okaloosa County, users can better understand how foreclosure activity varies throughout the region and how it changes over time.

State
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Baker
28
24
14.29%
19
20.83%
13
31.58%
11
15.38%
17
54.55%
12
29.41%
8
33.33%
9
12.5%
3
Crestview
310
239
22.9%
212
11.3%
87
58.96%
63
27.59%
113
79.37%
116
2.65%
96
17.24%
152
58.33%
61
Destin
112
85
24.11%
79
7.06%
39
50.63%
26
33.33%
30
15.38%
35
16.67%
48
37.14%
64
33.33%
16
Fort Walton Beach
274
194
29.2%
156
19.59%
62
60.26%
33
46.77%
58
75.76%
74
27.59%
54
27.03%
86
59.26%
37
Laurel Hill
20
4
80%
20
400%
10
50%
4
60%
7
75%
14
100%
14
0%
18
28.57%
2
Mary Esther
75
46
38.67%
39
15.22%
10
74.36%
12
20%
19
58.33%
27
42.11%
19
29.63%
26
36.84%
10
Niceville
105
70
33.33%
47
32.86%
20
57.45%
15
25%
25
66.67%
26
4%
24
7.69%
45
87.5%
15
Shalimar
41
29
29.27%
26
10.34%
8
69.23%
13
62.5%
8
38.46%
11
37.5%
7
36.36%
12
71.43%
5
Valparaiso
14
1
92.86%
2
100%
4
100%
1
75%
3
200%
5
66.67%
5
0%
10
100%
2
TOTAL
979
692
40.51%
600
42.53%
253
39.16%
178
22.29%
280
65.18%
320
29.75%
275
12.68%
422
54.2%
151
Calculations are based on the official filing date of the foreclosure, as stamped or printed on the document and recorded at the county level. The report incorporates documents filed across all three phases of foreclosure: Default — Notice of Default (NOD) and Lis Pendens (LIS); Auction — Notice of Trustee Sale (NTS) and Notice of Foreclosure Sale (NFS).